These Terms of Service constitute a legally binding agreement between you and Jamun Wealth LLC ("Jamun," "we," "our," or "us"), a New Jersey limited liability company, governing your access to and use of the personal finance management platform at jamun.io. By creating an account or using the Service, you confirm that you are at least 18 years of age and agree to be bound by these Terms.
Jamun is a personal finance management platform that allows users to:
The Service is intended for personal, non-commercial use by individual consumers to manage their own finances.
You must be at least 18 years old and a US resident to use the Service. You are responsible for maintaining the confidentiality of your account credentials and all activities that occur under your account. Notify us immediately at hello@jamun.io of any unauthorized use.
The Service uses Plaid Technologies, Inc. to connect your financial accounts. By connecting your accounts, you agree to Plaid's End User Privacy Policy at plaid.com/legal/end-user-privacy-policy.
Important: Jamun connects to your financial accounts in read-only mode. We cannot and do not initiate transactions, move money, or modify your financial accounts in any way.
Financial data displayed in the Service is provided by your financial institutions via Plaid and may be subject to delays or inaccuracies. Always verify important financial information directly with your financial institution.
The AI-generated content provided by Jamun is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. Always consult a qualified financial advisor before making significant financial decisions.
AI-generated forecasts and projections are based on historical data and assumptions that may not reflect future results. Past performance does not guarantee future results. All financial projections involve uncertainty and risk.
You agree not to abuse AI features by making excessive requests. We reserve the right to implement usage limits on AI features.
You agree not to:
The Service, including its design, features, code, content, and branding, is owned by Jamun Wealth LLC and protected by applicable intellectual property laws. You retain ownership of the financial data and content you provide. By using the Service, you grant us a limited license to use, store, and process your data solely to provide and improve the Service.
The Service is currently in beta. Features may be incomplete, subject to change, or temporarily unavailable. We do not guarantee uptime, availability, or performance during the beta period. We may modify, suspend, or discontinue the Service at any time without notice.
The Service is currently offered free of charge during the beta period. We may introduce paid plans in the future and will provide at least 30 days advance notice before implementing any fees.
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, JAMUN WEALTH LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE PRECEDING TWELVE MONTHS OR $100.
You acknowledge that any financial decisions you make based on information provided by the Service are made at your own risk. Jamun Wealth LLC is not responsible for any financial losses resulting from your use of or reliance on the Service.
You agree to indemnify and hold harmless Jamun Wealth LLC and its members, officers, and employees from any claims, liabilities, damages, or expenses arising out of your use of the Service, your violation of these Terms, or your violation of any applicable law.
You may terminate your account at any time by contacting hello@jamun.io. We reserve the right to suspend or terminate your account at any time for violation of these Terms or abuse of the Service. Upon termination, your right to access the Service ceases immediately.
These Terms are governed by the laws of the State of New Jersey. Any disputes shall be resolved through binding arbitration in Hudson County, New Jersey. You waive any right to participate in class action lawsuits.
We may update these Terms at any time. We will notify you of material changes via email and by updating the effective date. Your continued use of the Service after changes constitutes your acceptance.
Jamun Wealth LLC
General: hello@jamun.io
Privacy: privacy@jamun.io
Website: jamun.io
State of Formation: New Jersey